| State |
MEDICAL BENEFITS PROVIDED BY WORKERS'
COMPENSATION STATUTES |
| Alabama |
Full medical benefits |
| Alaska |
Full medical benefits |
| Arizona |
Full medical benefits |
| Arkansas |
Full medical benefits, + Special provision-
Employer liability ceases six months after
injury where no time is lost from work,
or six months after a claimant returns to work,
or a maximum of $10,000 has been paid, unless
the employer waives rights or the Commission extends
time and dollar limits. |
| California |
Full medical benefits |
| Colorado |
Full medical benefits |
| Connecticut |
Full medical benefits |
| Delaware |
Full medical benefits |
Dist. Of
Columbia |
Full medical benefits |
| Florida |
Full medical benefits + Special provision -
After maximum medical improvement is reached,
a $10 patient co-payment is required for all
medical services. If injured worker fails to show
for a scheduled independent medical examination,
injured worker is liable for 50% of the no show
fee charged by provider |
| Georgia |
Full medical benefits |
| Hawaii |
Full medical benefits + Special provision -
The frequency and extent of treatment cannot
exceed the nature of injury and the process
required for recovery. Authorization is not required
for the initial 15 treatments of the injury during
the first 60 calendar days. |
| Idaho |
Full medical benefits |
| Illinois |
Full medical benefits |
| Indiana |
Full medical benefits |
| Iowa |
Full medical benefits |
| Kansas |
Full medical benefits |
| Kentucky |
Full medical benefits |
| Louisiana |
Full medical benefits |
| Maine |
Full medical benefits |
| Maryland |
Full medical benefits |
| Massachusetts |
Full medical benefits |
| Minnesota |
Full medical benefits |
| Mississippi |
Full medical benefits |
| Missouri |
Full medical benefits |
| Montana |
Full medical benefits + Special Provision- A
claimant co-payment of 20 percent of the cost
of each subsequent visit to a provider (up to
$10) and $25 for each subsequent visit to a hospital
emergency department for treatment is required,
unless employee uses the managed care or preferred
provider organization requested by the insurer. |
| Nebraska |
Full medical benefits |
| Nevada |
Full medical benefits |
| New Hampshire |
Full medical benefits |
| New Jersey |
Full medical benefits |
| New Mexico |
Full medical benefits |
| New York |
Full medical benefits |
| North Carolina |
Full medical benefits |
| North Dakota |
Full medical benefits |
| Ohio |
Full medical benefits + Special provision- After
the employee has received temporary total disability
compensation for 90 days, the employee must be
examined by the Bureau of Workers' Compensation
Medical Section to determine eligibility for continuation
of compensation and the appropriateness of medical
treatment being provided. |
| Oklahoma |
Full medical benefits |
| Oregon |
Full medical benefits |
| Pennsylvania |
Full medical benefits |
| Rhode Island |
Full medical benefits |
| South Carolina |
Full medical benefits |
| South Dakota |
Full medical benefits |
| Tennessee |
Full medical benefits + Special Provision -
Medical benefits include psychological treatment
if rendered by a psychologist and upon the referral
by a physician. Medical treatment required for
a back injury shall include a chiropractor. |
| Texas |
Full medical benefits |
| Utah |
Full medical benefits |
| Vermont |
Full medical benefits |
| Virginia |
Full medical benefits |
| Washington |
Full medical benefits |
| West Virginia |
Full medical benefits |
| Wisconsin |
Full medical benefits |
| Wyoming |
Full medical benefits |